Why Choose Reliable Insurance Of Tucson

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Designed for owner-occupied homes, homeowners insurance protects both the structure and your personal belongings.

What It Covers:

• Dwelling Coverage – Protects the structure of your home from covered losses like fire, wind, and vandalism.

• Personal Property – Covers furniture, clothing, electronics, and personal items.

• Liability Protection – Covers legal expenses if someone is injured on your property.

• Medical Payments – Pays small medical expenses for guests injured on your property.

• Loss of Use – Helps pay for temporary housing if your home becomes unlivable after a covered loss.

Why It’s Important:

Your home is one of your largest investments. Homeowners insurance protects your property, savings, and peace of mind.

Specifically designed for mobile and manufactured homes, which require specialized coverage different from traditional houses.

What It Covers:

• Structure Coverage for the home itself

• Personal Property Coverage

• Liability Protection

• Additional Living Expenses if the home becomes uninhabitable

Optional coverages may include:

• Attached structures (porches, awnings)

• Coverage while the home is being transported

Why It’s Important:

Standard homeowners insurance does not cover mobile or manufactured homes. This policy ensures proper protection tailored to their construction and risks.

For property owners who rent out homes or units to tenants. This policy protects the owner—not the tenant.

What It Covers:

• Dwelling Coverage for the rental structure

• Liability Coverage if a tenant or visitor is injured

• Loss of Rental Income if the property becomes unlivable due to a covered loss

Optional coverages:

• Vandalism protection

• Extended liability limits

What It Does NOT Cover:

• Tenant’s personal belongings (tenants need renters insurance)

Why It’s Important:

Landlord policies protect your rental investment and income while reducing liability risk.

Renters Insurance

Designed for tenants renting an apartment, house, or condo. It’s affordable and highly valuable.

What It Covers:

• Personal Property against theft, fire, or damage

• Liability Protection if you accidentally cause damage or injury

• Additional Living Expenses if you must temporarily relocate

Optional coverage:

• Electronics and jewelry

• Identity theft protection

Why It’s Important:

The landlord’s insurance does not cover your belongings. Renters insurance protects your personal items and financial security at a very low cost.